Tracking Your Net Worth

How net worth works

Your net worth is calculated as:

Net Worth = Total Assets − Total Debts

This includes all linked accounts and any assets or debts you have added manually.

Viewing net worth trends

The Net Worth screen shows a line chart of your net worth over time. You can select a time frame:

• 1D — Last 24 hours
• 1W — Last 7 days
• 1M — Last 30 days
• 1Y — Last 12 months

Asset and debt breakdown

Below the chart, you will see a detailed breakdown showing:

• Total asset value and percentage of net worth
• Total debt value and percentage of net worth
• Individual account balances grouped by type

Debt ratio

Your debt ratio shows how much debt you have compared to your assets. A debt ratio below 50% indicates that you have more assets than debts, which is generally considered healthy.

Monthly cash flow

Your cash flow shows your income compared to your expenses. A positive cash flow means your income is greater than your spending. This value resets on the 1st of each month.